Larissa Bernardes, Author at ACAMS Today

Siete Cambios Previstos Después del COVID-19 en el Sector ALD

March 30, 2021July 13, 2021 /Leave a comment

El impacto del COVID-19 puede observarse en casi todos los sectores. Sin embargo, dado que los bancos mundiales suministraron 1,15 billones de dólares por pérdidas hasta el tercer trimestre de 2020, es bastante visible para los bancos e instituciones financieras.1 Los riesgos asociados al...

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ACAMS Conexión, Español, moneylaundering.com

Cierres, Cambios Legales y Fatiga: El Año del ALD

January 20, 2021July 13, 2021 /Leave a comment

Por: ACAMS moneylaundering.com En los últimos días de 2019, cuando se supo que el nuevo coronavirus había empezado a extenderse más allá de Wuhan, China; pocos comprendieron la magnitud de la tragedia humana, la catástrofe económica y la inspiradora capacidad de recuperación que presenciaría...

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ACAMS Conexión, Español

La Evaluación de los Medios Adversos Necesita Inteligencia Artificial

November 2, 2020July 13, 2021 /Leave a comment

Este artículo no comenzará con una historia que enfatice lo difícil que es actualmente la evaluación de medios adversos (AMS, por sus siglas en inglés); es probable que el lector sea consciente de esta dificultad. Sin embargo, diseccionará por qué es tan difícil y...

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Global Financial Crime Review, September 2020 - November 2020

Venezuela—Blink and You May Miss It

October 5, 2020 /Leave a comment

The COVID-19 pandemic has exposed the best and worst of what governments can do for their citizens. Some nations’ leaders and governmental systems have worked to ensure that the least among their populace can generally survive and (hopefully) thrive with some assistance; others have...

AFC Challenges, September 2020 - November 2020

Trends in Fund Companies’ AML Programs and SAR Filings

October 5, 2020October 5, 2020 /Leave a comment

Anti-money laundering compliance officers (AMLCOs) often observe situations where their clients or partners may struggle with deciding whether to report suspicious activity in accounts where no suspect can be identified. Based on recent regulatory filings, there appears to be an increase in suspicious activity detection...

AFC Challenges, September 2020 - November 2020

Insured Against Financial Crime

October 5, 2020 /Leave a comment

Insurance companies are classified as nonfinancial institutions. Yet in 2002, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) imposed requirements for insurers to comply with the Bank Secrecy Act (BSA), including the responsibility to file suspicious activity reports (SARs) that do...

Compliance, Exclusive

E-KYC in the Digital Era

September 30, 2020October 12, 2020 /Leave a comment

Although consumers and businesses are moving their financial activities online, digital onboarding is hampered by regulations, legacy systems and a disjointed approach for applying customer due diligence (CDD) and know your customer (KYC) controls in online or in-app environments. This article looks at how compliance...

Exclusive, Tech Scope

AML Model Governance: Bridging the Domain Gap

September 22, 2020February 15, 2022 /1 Comment

Financial crime and compliance teams are continuously trying to improve money laundering detection while ensuring better alignment with regulators’ expectations. Areas hindering this success are the perpetual concerns for transparency and the partnership with model governance teams. Ten years ago, when the Office of...

Compliance, Exclusive

Fraud Is Big Business—A Fintech Perspective

September 9, 2020October 6, 2020 /Leave a comment

In the past few years, several fintechs such as TransferWise, Stripe and Venmo have evolved from start-ups to established businesses in the payments industry. As part of this evolution, these fintechs have expanded their product offerings to include digital wallet balances, linked bank account...

ACAMS Today Español, Cumplimiento, Español

Medidas Para Prevenir el Lavado de Dinero en el Sector Bancario

September 1, 2020September 8, 2020 /Leave a comment

En una entidad bancaria, la prevención de lavado de dinero y financiamiento al terrorismo debe ser responsabilidad de todos sus empleados, especialmente de quienes ejercen la toma de decisión con respecto al riesgo dentro de los principales negocios de la institución financiera. Quienes a...

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