Monika Kobosko is head of Group Compliance Financial Crime Testing and Analysis at Nordea, where she leads a multi-disciplinary team delivering independent testing and advanced analytics to assess the effectiveness of financial crime controls across the group. With over 15 years in banking and financial services, she combines deep expertise in anti-money laundering, financial crime prevention and compliance innovation, with a strong foundation in data analytics and technology.

Before joining Nordea, Kobosko held leadership roles at PwC, Danske Bank and Citibank Europe, leading initiatives to enhance transaction monitoring frameworks, implementing data-driven testing methodologies and introducing automation to streamline assurance processes. She has championed advanced analytics and automation solutions to improve risk detection, strengthen model governance and embed data-driven decision-making into compliance functions.

Kobosko holds dual master’s degrees in Mechatronics, Automatic Control and Robotics from Warsaw University of Technology, and in Quantitative Methods in Economics and Information Systems from Warsaw School of Economics. She is a Certified Anti-Money Laundering Specialist (CAMS) and a Certified Information Systems Auditor (CISA).

A strong advocate of innovation and collaboration, Kobosko focuses on bridging the gap between compliance and technology to deliver sustainable, data-driven financial crime controls.