When we think of gold, two common but rather contradictory images come to mind: Luxury, wealth and beauty on one hand, and environmental devastation, human rights abuse and corruption on the other hand. As is the case for many minerals, gold production and sourcing conditions...

Open banking, according to VISA, involves sharing a customer’s financial data with other financial institutions (FIs) through application programming interfaces (APIs) with their consent, enabling the distribution of innovative financial products and services.1 In the past, a common practice by individuals and businesses was the...