ACAMS Global AFC Threats Report 2025

August 2025

Building on annual report, this piece examines how financial crime risks and priorities vary by region, highlighting key nuances, emerging threats, and local contexts that add depth to the global picture.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

ACAMS Global AFC Threats Report 2025

February 2025

From fraud emerging as the top priority, to criminals leveraging generative AI and regulatory complexity outpacing our ability to adapt – discover the latest insights and top AFC threats from our global AFC community.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

ACAMS Global AFC Threats Report 2024

January 2024

Informed by insights from 180+ jurisdictions, this report will help you understand the financial crime landscape – including the top threats for organizations in 2024.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Briefing AMLA - Analysis of Its Work Programme 2025

September 2025

This briefing paper analyses AMLA’s 2025 Work Programme, outlining its early priorities in supervision, FIU coordination, and crypto oversight. It highlights Level 2/3 mandates, Single Rulebook harmonisation, and risks tied to staffing, timelines, and digital infrastructure as AMLA builds operational capacity.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Briefing: Fraud Planning Assumptions 2026-2030

August 2025

Learn how the fraud landscape is expected to evolve through 2030, and how to use these insights to guide risk-based decisions, optimize resources, and strengthen fraud prevention strategies.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Briefing: The Threat From Within – A Growing Concern

May 2025

In this AFC Briefing, ACAMS, in collaboration with Cifas, examine real-world insider threat cases and offer actionable strategies to help organizations detect, deter, and defend against internal financial crime.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Briefing: The Next Wave of EU AML Compliance - AMLA & New AML Regulation

May 2025

This briefing outlines the EU’s updated AML/CFT framework and the steps financial institutions need to take to prepare for the AMLR’s single rulebook.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Briefing: Russia Sanctions Evasion

March 2023

Sanctions and economic pressure against Russia continues to escalate in 2023. This AFC Briefing provides an overview of trends, techniques, and planning assumptions consolidated by global experts.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin - Regulatory Enforcement Action, Second Quarter 2025

July 2025

This bulletin reviews key regulatory and enforcement actions in Q2, covering developments across multiple jurisdictions.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin - Regulatory Enforcement Action, First Quarter 2025

April 2025

This bulletin examines fraud trends and suspicious activity typologies, analyzing Financial Crimes Enforcement Network (FinCEN) suspicious activity report (SAR) statistics across covered industries and suspicious activity categories.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin: U.S. Fraud Trends (2020-2024)

March 2025

This fraud taxonomy is intended to support anti-fraud professionals and their anti-financial crime colleagues in shared investigations by providing a clear and consistent way to classify fraud.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Regulatory and Enforcement Bulletin: 2024 Year-end Review – An Executive Summary

January 2025

This bulletin highlights key enforcement trends from 2024, including crypto crackdowns, AML & KYC scrutiny, and the global surge in regulatory actions.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin - Regulatory Enforcement Action, Fourth Quarter 2024

January 2025

The bulletin summarizes fourth-quarter 2024 enforcement actions, noting increased efforts by European regulators to ensure stability and highlighting compliance gaps in U.S. financial institutions and law firms.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin - Regulatory Enforcement Action, Third Quarter 2024

October 2024

The bulletin provides a global view of regulatory changes by breaking down enforcement activities across Europe, North America, and Asia.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin - Suspicious Activity Trends from Four European Financial Centers 2024

August 2024

This bulletin examines the crucial link between financial criminal activity and suspicious transaction reports (STRs) in France, Germany, Italy, and the Netherlands.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin - Regulatory Enforcement Action, Second Quarter 2024

July 2024

The bulletin breaks down enforcement actions across regions like Europe, North America, and Asia, offering a global perspective on regulatory developments.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin - Suspicious Activity Trends from Three Financial Centers 2024

June 2024

This bulletin reviews suspicious transaction reports (STRs) from 2013 to 2023 in Hong Kong, Singapore, and Japan for trends and related insights.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin: Regulation Q1 2024

April 2024

In this bulletin, we dive into the details of the 85 enforcement actions from Q1 2024 – spotlighting customer risk assessments and identification issues.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Regulatory and Enforcement Bulletin: 2023 Year-end Review – An Executive Summary

January 2024

In this bulletin, we will be doing an analysis of 324 cases from January to December revealed that 57 competent bodies across 30 jurisdictions levied fines totalling $11.5 billion.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

China Bulletin: Regulatory and Enforcement Actions

January 2024

This bulletin helps financial institutions and reporting entities understand People's Bank of China (PBOC) regulatory concerns and AML vulnerabilities through an examination of enforcement actions.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin: Regulation Q4 2023

January 2024

In this bulletin, we observed 92 enforcement actions aimed at crypto and sanctions, spanning 29 competent agencies across 18 countries between Oct. 2 and Dec. 28, 2023.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin: Regulation Q3 2023

October 2023

This bulletin examines the regulatory and enforcement actions of the 3rd quarter of 2023 amounting to US$2.3 billion.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin: Regulation Q2 2023

July 2023

This bulletin examines the regulatory and enforcement actions of the 2nd Quarter of 2023 amounting to US$1.64 billion.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin: Suspicious Activity Trends from Four Asian Financial Centers

July 2023

This bulletin examines the trends in suspicious transaction reports and significant financial crime typologies in four Asian jurisdictions.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Bulletin: Regulation Q1 2023

April 2023

Market contagion has caught our attention with crypto and bank collapses. This bulletin analyzes regulatory and enforcement actions across multiple countries, and industries.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Toolkit: Protecting Your Customers from Exploitative Scams

June 2025

The toolkit aims to help financial institutions adopt a risk-based approach to more effectively detect and prevent exploitative scams and protecting their customers.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Anti-Financial Crime Toolkit: Fentanyl Toolkit

October 2024

This toolkit gathers resources and guidance from various sources to support financial institutions in recognizing and addressing connections to the fentanyl trade.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Anti-Financial Crime Toolkit: Ownership and Control

September 2024

This toolkit is designed to help financial institutions and other organizations enhance their understanding of ownership and control in the contexts of anti-money laundering (AML) and sanctions compliance.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Making the Subpoena Process More Effective Toolkit

June 2024

This toolkit helps address the common challenges to the subpoena process to save law enforcement and financial institutions time and resources, helping them to more efficiently and effectively pursue criminal organizations.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Anti-Financial Crime Toolkit: Exploitative Crimes

March 2024

This toolkit serves as a valuable resource for utilizing existing tools to fight exploitative crimes and provides information on staying informed, enabling practitioners to remain proactive and effective in their efforts.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Anti-Financial Crime Toolkit: Russia Sanctions Evasion

January 2024

This toolkit helps financial institutions understand sanctions evasion and associated risks, providing multiple avenues for information sharing to effectively tackle Russia sanctions evasion.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Anti-Financial Crime Toolkit: 314(b) Information Sharing

August 2023

This toolkit is designed to help financial institutions in their 314(b) information sharing journey.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Anti-Financial Crime Toolkit: Crypto RFI and Subpoenas

June 2023

This toolkit helps craft effective RFIs, enhance collaboration, and gain insights into cryptoasset businesses and terminology.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Best Practice Guide: Fraud Risk Assessment

December 2024

In this best practice guide, we examine how to collect data, conduct a fraud risk assessment, and analyze outputs to prioritize key areas of risks for investment.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Fraud Taxonomy

December 2024

This fraud taxonomy is intended to support anti-fraud professionals and their anti-financial crime colleagues in shared investigations by providing a clear and consistent way to classify fraud.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Best Practice Guide: Operationalizing AFC Efficiently

April 2024

Running an effective AFC program in a cost-constrained environment can be challenging. This guide is essential for AFC professionals with budgetary and team leadership responsibilities. It helps you lead an AFC program during an economic downturn and enables your organization to embrace new and effective AFC strategies.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Best Practice Guide: Transaction Monitoring – Effectiveness Matters

May 2023

The increased cost of compliance and regulatory pressures have caused organizations to focus on streamlining transaction monitoring processes. Explore our best practice guide to discover how organizations optimize the effectiveness and efficiency of their TM ecosystem.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Best Practice Guide: Proactively Managing Crypto AFC Risks

Oct 2022

In this guide, we explore why FIs and NBFIs need to understand the AFC crypto risks they may be exposed to. Even the most risk-averse institutions can be exposed, either directly when they offer cryptoasset services, or indirectly when a client chooses to trade, invest, or transact cryptoassets.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Best Practice Guide: The Path to Perpetual KYC

May 2022

Perpetual KYC is increasingly becoming a necessity for organizations. Its benefits significantly outweigh any challenges – both in terms of efficiency gains and the effectiveness of mitigating risk. In this guide we explore how organizations can pave the path to perpetual KYC.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Sanctions Watch

January 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

January 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

ACAMS Live - Strategies to Combat Fentanyl with FinCEN

January 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Sanctions Watch

February 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

February 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Fraud Watch

February 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Sanctions Watch

March 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

March 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Fraud Watch

March 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

April 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

ACAMS Live - Operation Level Up: Fighting Crypto Scams

April 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Fraud Watch

April 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Sanctions Watch

May 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

May 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Sanctions Watch

June 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

June 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Fraud Watch

June 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

ACAMS Live - Elder Abuse Awareness with AARP

June 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Sanctions Watch

July 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

July 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Fraud Watch

July 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

ACAMS Live - Why Should AFC Professionals Care About Crypto

July 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

AFC Regulatory Watch

August 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Sanctions Watch

September 2025

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

How Tech and Regulation Are Transforming Fraud Prevention

July 2025

This infographic explores how regulation, policy shifts, and technology, including big tech and social media are reshaping fraud prevention strategies and driving stronger consumer protection.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Exploitative Scams Infographic

June 2025

This infographic highlights how elder financial abuse exploits seniors’ trust and tech unfamiliarity, and how financial institutions can prevent these scams.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.

Understanding and Mitigating Cartel-Related Risks

April 2025

This toolkit helps financial institutions understand sanctions evasion and associated risks, providing multiple avenues for information sharing to effectively tackle Russia sanctions evasion.

You must be a member of ACAMS to see this content. Please login or join today for full access to www.ACAMSToday.org and other exclusive member-only content.