Mikhail Karataev, Author at ACAMS Today

The effects of recent enforcement actions and FinCEN’s real estate regulations

November 13, 2025 /Leave a comment

Banking professionals understand that anti-money laundering (AML) processes, unlike those in client-facing or investment divisions, are similar to an iceberg because their most significant and complex elements remain hidden below the surface—invisible not only to clients but also to internal business units. This is why...

AFC Policy, Compliance, June – August 2025

Financial inclusion and AML compliance: Finding the right balance

June 11, 2025September 22, 2025 /Leave a comment

“Striving to better, oft we mar what’s well.” These words, spoken by the Duke of Albany in Shakespeare’s King Lear (Act 1, Scene 4), still resonate in the world of anti-money laundering (AML) compliance in 2025, nearly 420 years after the play’s first performance. Today,...

Practical Solutions, September – November 2024

Maximizing AFC Success on a Tight Budget

September 5, 2024November 1, 2024 /Leave a comment

Tectonic geopolitical shifts in recent years have triggered a domino effect in the global economy. Military conflicts and new sanctions policies have disrupted supply chains, causing inflation, which national banks have raised benchmark interest rates to reduce. High rates have led to much higher costs...

Global Financial Crime Review, June – August 2024

The Impact of Military Conflicts on the AFC Landscape

June 14, 2024 /Leave a comment

Military conflicts have inextricably accompanied humanity throughout history, distorting market processes and forming a complex ecosystem of economic and political relations. The causes of more than 120 conflicts involving 80 countries over the past 30 years highlight the diverse range of security issues in the...