Tom Fleming: The Evolving Challenges of the Private and Public Sectors

In this segment of AML Now, John J. Byrne, ACAMS executive vice president, sat down with Tom Fleming, principal at Tom Fleming & Associates, to discuss the challenges both the private and public sectors are facing in 2014.

Tom Fleming has more than 46 years of experience in both the financial services and the Bank Secrecy Act/anti-money laundering (BSA/AML) compliance industry.

Before becoming principal at Tom Fleming & Associates, he was the assistant director for the Office of Compliance at the Financial Crimes Enforcement Network (FinCEN). As assistant director, he was responsible for ensuring industry compliance with BSA active partnerships, with regulatory and law enforcement agencies, and financial institution trade associations.

Prior to that, Fleming was the assistant director for FinCEN's Policy Office and previously served as the deputy assistant director of compliance and enforcement at FinCEN's predecessor agency, Treasury's Office of Financial Enforcement.

Moreover, before returning to FinCEN, Fleming worked as a senior compliance specialist for the Office of the Comptroller of the Currency, where he developed BSA/AML policies and examination procedures. In these positions, he reviewed, analyzed and advised on BSA regulations, rulings and policies and supervised civil penalty investigations of BSA violations and negotiated settlements. In addition, Fleming also worked as a program analyst for Treasury's Office of Thrift Supervision where he provided educational programs and compliance assistance to financial institutions primarily in the area of BSA.

Before joining the government, Fleming was a banker for more than 22 years. During his government career, he was recognized as an expert and authoritative speaker on BSA/AML issues and has spoken extensively on these matters to audiences throughout the U.S and abroad over the last 20 years.

To contact Tom Fleming, visit:

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